dalesql: (Dale badge)
dalesql ([personal profile] dalesql) wrote2016-08-08 11:06 pm

Insurance action finally.

So, we got an offer from the insurance company on the contents of the house. As expected, they found the cheapest possible version of everything on the inventory to set base values, then they put about 50% depreciation on everything. Including things like paintings, books, antique furniture, prescription medications, and everything.

I'm sorry insurance company, but not everything is subject to depreciation. Sheesh!

Time for our public adjuster to start earning his percentage.


I'm also wondering is a four month delay on the initial offer from a house fire claim is egregious enough that we should be engaging a lawyer to sue them for interest and maybe even triple damages under the massachusetts triple damages law.

[identity profile] coyoty.livejournal.com 2016-08-09 08:45 am (UTC)(link)
Go for it. If a lawyer thinks it's worth pursuing, it is.

[identity profile] panzier.livejournal.com 2016-08-11 12:05 am (UTC)(link)
I'd have to say its worth checking. Every house fire I've dealt with, cleanup crews the next day, temporary housing trailer onsite within two weeks and construction in full swing well within a month.